The Deposit Alternative Portfolio

Predictable Investment Returns in a Volatile World

Introduction

Private investors typically turn to fixed term deposits with a bank or building society when they seek a return on cash without risk of loss. In the past , the capital has been perceived to be safe, though the returns have typically not been high (on average 2% above inflation) and investors have to wait for the desposit to mature to receive the return of their capital.

In the present environment, not only are returns on deposits highly unattractive (a 1% deposit rate is 2% below inflation) but also the security of even the largest bank can no longer be taken for granted.

In response to today's challenging times, Prospect has designed an investment strategy that offers materially higher expected returns than bank deposits, after fees, with a minimal risk of loss over any three month period. This strategy takes advantage of market inefficiencies and specialist skills to achieve higher returns than would normally be expected for the low level of risk taken. Importantly, the investment is not linked to equity markets and does not involve derivatives (e.g. options) to reduce risk.
 

The Deposit Alternative Portfolio

The portfolio is designed to provide the following investment characteristics:

• A target return of 4 - 6% per annum after fees.
• Low volatility - a predictable, positive return over any three month period .
• Broad diversification across a range of low risk investments.
• Minimal risk of loss through default.
• Access to cash - the expected ability to realise half the portfolio within two weeks and the balance within twelve weeks.

The minimum portfolio size applicable to this investment is £75,000. You should have a 12 month time horizon to take full advantage of the expected returns. For further information please contact Matthew Hunt on 0207 392 2811 or email matthew.hunt@prospectwealth.co.uk. Alternatively download a brochure giving full details of the Deposit Alternative Portfolio by clicking the button to the right.